Don't panic — and don't ignore it
Most IRS letters are routine and fixable. But nearly every one has a deadline, and the options available to you shrink as it passes. The single worst move is leaving the envelope unopened on the counter. Open it, find the notice number (top right corner, like CP14 or CP2000), and note any 'respond by' date.
What the common letters mean
CP14: you have a balance due — the first bill. CP501/503/504: escalating balance reminders; CP504 can precede collection action. CP2000: the IRS matched documents (W-2s, 1099s) to your return and proposes changes — it's not a bill yet, and it can be wrong. Letter 1058 / LT11: final notice of intent to levy, with appeal rights that expire 30 days from the date on the letter. Each is handled differently — that's why identifying the notice comes first.
You have more options than you think
Depending on your facts, options can include payment plans, penalty relief (including first-time abatement), disputing the proposed changes with documentation, hardship status, appeals, and settlement programs. No honest professional can tell you which apply without seeing the letter and your situation — and anyone promising 'pennies on the dollar' before seeing your facts isn't being straight with you.
What we do
Bring us the letter — the review is free and confidential. A licensed Enrolled Agent reads it, tells you in plain English what it means and the real deadline, and lays out every legal option. If you want help from there, with your authorization the IRS deals with us, not you. Hablamos español.
Common questions
Should I call the IRS myself?
You can, but be careful: anything you say is noted on your account, and hold times are long. Many people get better results having a licensed representative (with a power of attorney on file) make that call knowing exactly what to ask for.
What happens if I ignore an IRS letter?
Interest and penalties keep growing, and the IRS escalates: reminder letters, then final notices, then collection — which can include levies on bank accounts and wages. Earlier is always cheaper.
Is the free letter review really free?
Yes — we read the letter, explain it, and outline your options at no cost. If you want us to handle it from there, we quote the work before anything starts.
This page is general information, not tax advice for your specific situation — that’s what the free review is for. We never promise specific outcomes; options depend on your facts.